Guide to Getting a Rental Car After an Auto Accident

Getting a rental vehicle after a car collision in Florida can be a test. The vast majority have no clue whether they are qualified for one or even the initial step to take to discover. Since insurance agencies are ordinarily not extremely supportive about clarifying this procedure, I made this manual for help individuals comprehend what their privileges are. Ideally, this guide can give the appropriate responses you look for and direct you the correct way toward getting a rental vehicle after an auto accident.

Step One to Getting a Rental Car After an Auto Accident

Report the Auto Accident and Get a Claim Number

Revealing the auto accident to the insurance agency appears sound judgment, however consistently that you delay is a day that you won't get a rental vehicle. In addition to the fact that it is savvy to get the mishap revealed, you have a legally binding commitment with your own insurance agency to report the mishap inside a sensible time allotment and to help out them. The equivalent isn't valid concerning the other insurance agency. You have no commitment to address them or help out their examination. That being stated, not every person might be as mindful as you. Few out of every odd other driver will report the mishap rapidly or collaborate the manner in which you would. In these circumstances, there is nothing amiss with calling the other insurance agency and detailing the mishap. There is one proviso. On the off chance that you have been harmed by the other driver, don't really expound on your wounds with the other organization except if your attorney knows and agrees to it.

Step Two to Getting a Rental Car After an Auto Accident

Check Your Insurance Policy

Taking a gander at your protection arrangement can be confounding. So as to find your rental vehicle protection coverage, you can either call your insurance agency or find it under your approach. In the event that you take a gander at your approach, go to the Declarations (Dec) page. You can do this on either a paper adaptation or through your application. On the Dec page, it will list the entirety of your inclusions. On the off chance that you have rental vehicle insurance, you may see a note, for example, 25/750. This implies you have $25 of inclusion toward a rental for every day for a sum of $750. Under this approach model, you would have 30 days of inclusion (30 x $25= $750).

Step Three to Getting a Rental Car After an Auto Accident

Fault Must be Determined by the Insurance Companies

This stage is frequently the most baffling for individuals since they realize what occurred and don't comprehend why they need to pause. Be that as it may, deciding issue for the mishap is a condition point of reference to getting a rental car. As it were, the insurance agencies won't consent to pay for a rental until after they have directed an examination. As you may expect, only one out of every odd driver is anxious to concede flaw regardless of whether they were off base. That implies that the insurance agency must hold on to meet their guaranteed and survey the mishap report. Mishap reports generally take 7-10 days to open up. Furthermore, if there is an open examination including genuine substantial injury, demise, or even an attempt at manslaughter, it will take much more. Yet, when the examination is finished and the organizations conclude who is to blame for the car crash, you would then be able to continue to the subsequent stage, underneath.

Step Four to Getting a Rental Car After an Auto Accident

If You Were Found to Be At-Fault for the Auto Accident

Whether or not you concur with the choice to discover you to blame, you are left with their choice. This choice will probably decide whether you get a rental car by any means. On the off chance that you were to blame for causing the mishap, you should experience your own insurance agency. You will possibly get the rental vehicle on the off chance that you had recently bought rental vehicle protection on your arrangement. On the off chance that you didn't, you should pay for the rental vehicle out of pocket.

If You Were Not At-Fault for the Auto Accident

On the off chance that you didn't cause the mishap, you have more choices. In the event that the to blame driver has property harm inclusion (in any event $10,000 of inclusion is required in Florida) at that point you can be given a rental vehicle paid to by that organization. On the off chance that the to blame driver doesn't have property harm inclusion or the measure of property harm will surpass as far as possible, you can run the rental vehicle through your own protection strategy (in the event that you convey rental vehicle protection).

What Happens If the Vehicle Can Be Repaired?

On the off chance that your vehicle can be fixed, at that point you may get a rental car as indicated by the above investigation about shortcoming and accessible protection inclusion.

What Happens If the Vehicle Is a Total Loss?

On the off chance that your vehicle is an absolute misfortune, you may get a rental car while the measure of the compensation out is being arranged. Once more, regardless of whether you meet all requirements for a rental relies upon shortcoming and the accessible protection inclusion. On the off chance that you have financed the vehicle or have some other liens on it, the installment must go to fulfill those obligations before you get any cash. In conclusion, in the event that you owe more than the vehicle is worth, you may be made up for the distinction in the event that you convey hole protection. The awful the truth is that the insurance agencies are just committed to pay for the estimation of the vehicle, paying little mind to the amount you may owe. While you are arranging the measure of the misfortune, ensure you do your examination on its estimated esteem. I prescribe going to Kelly Blue Book and entering the portrayal of your vehicle. Kelley Blue Book is a superb asset to precisely and rapidly learn values. Moreover, on the off chance that you have had any ongoing fixes or have any moves up to your vehicle, ensure you give confirmation to the insurance agency. In the event that you keep these things separate from your dealings, you will lose esteem that you in any case merit.

What Type of Rental Car Will I Get?

In the event that you qualify for a rental, you are qualified for a vehicle of a similar make, model and type as the one you were driving. For instance, in the event that you were driving a car, you ought to get a vehicle, etc. However, in the event that your inclusion is restricted to a specific dollar sum for every day, you are constrained to that spending limit paying little heed to the kind of vehicle you may have been driving at the hour of the mishap.

How Long Will I Get a Rental Car For?

On the off chance that your vehicle is being fixed, it isn't unexpected to have the option to get a rental vehicle while it is in the shop. In the event that the vehicle is an all out misfortune, at that point they will ordinarily offer you a rental for a specific time. This time is regularly 30 days or less.

Will I Have to Pay Anything For the Rental Car?

You as a rule don't need to pay if the rental vehicle is secured by the insurance agency. However, there are numerous kinds of approaches out there. I can't ensure that your protection inclusion doesn't have some sort of impediment or co-pay. You should check your approach or call the insurance agency to twofold check. To the extent what the vehicle rental organization may do, they may charge you a store. They may likewise expect you to give a charge card preceding leasing the vehicle to you. In the event that you don't have the cash for the store or a Visa, at that point you should contact the insurance agency that is paying for the rental to check whether a special case can be made.

St.Petersburg Personal Injury Attorneys McQuaid & Douglas

We trust that this article was useful and that you were not injured in the accident that prompted you perusing this article about rental vehicle inclusion. Be that as it may, on the off chance that you were, we have some expertise in helping individuals recoup remuneration when they were harmed because of no deficiency of their own. We handle asserts essentially in St. Petersburg, Pinellas County and the more prominent Tampa Bay area. However, we are authorized and accessible all through the territory of Florida. On the off chance that you have any inquiries concerning a injury guarantee after an auto accident, if you don't mind get in touch with us for a free consultation.